Recently, 18 areas under the jurisdiction of Beijing, Hebei, Shanxi, Liaoning, Shanghai, Jiangsu, Zhejiang, Fujian, Jiangxi, Hainan, Guizhou, Yunnan, Tibet, Gansu, Shenzhen, Dalian, Ningbo and Xiamen are being carried out in an orderly manner. Work related to commercial auto insurance reform. On April 29th, Gansu Province took the lead in launching the third batch of reform regional commercial auto insurance clause rate switching work.
It is understood that the first batch of reforms in the six regions and the second batch of 12 regions have achieved positive results. First, car insurance consumers generally benefit. In the first quarter of 2016, under the premise of significantly expanding the scope of protection, the number of commercial auto insurance contracts in the first batch of pilot areas increased by 20.20% year-on-year, and the single-average premiums of consumer expenditures decreased by 7.69% year-on-year; the number of commercial auto insurance contracts in the second batch of pilot areas increased year-on-year. 19.47%, single-average premiums fell by 6.64% year-on-year. Second, the auto insurance market is running steadily. In the first quarter of 2016, the first batch of auto insurance premiums in the pilot areas was 25.866 billion yuan, a year-on-year increase of 11.30%. The comprehensive cost ratio of auto insurance was 94.18%, down 1.32 percentage points year-on-year, down 2.09 percentage points from the previous pilot. The second batch of auto insurance in pilot areas The premium income was 59.90 billion yuan, a year-on-year increase of 12.12%. The comprehensive cost ratio of auto insurance was 94.37%, a year-on-year decrease of 1.66 percentage points, which was 2.26 percentage points lower than that before the pilot.
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